Written By: Simran saxena

Simran saxena

Health and Term Insurance

Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

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Reviewed By: Anchita Bhattacharyya

Anchita Bhattacharyya

Health, Term & Life Insurance

Anchita has over 6 years of experience in content marketing, insurance, and healthcare sectors. Her motto to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.

Updated on Mar 19, 2024 3 min read

Himanshu Kumar

Term Insurance, Content Writer

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Written By: Himanshu Kumar

Updated on Jan 15, 2025

Anchita Bhattacharyya

Term Insurance, Content Manager

Content Manager with heart, mind, and soul dedicated to creating impactful content that exceeds the market standard, delivers and reaches the readers conveniently. Besides producing high-ranking content, my focus lies in creating content that solves user queries and adds value.

Reviewed By: Anchita Bhattacharyya

15 min read

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Rhishabh Garg is the Business Unit Head of Term Insurance at Policybazaar.com. He has over 10 years of experience and currently plays a crucial role in shaping the future of term insurance in the company. Rhishabh also has experience in customer services and crafts new strategies for organizational success, one of which is Policybazaar’s claim assistance program.

Reviewed By: Santosh Agrawal

Santosh AgrawalChief Business Officer

Santosh Agarwal is the Chief Business Officer of life Insurance at Policybazaar.com and has over a decade of experience in the insurance domain. She has helped shape Policybazaar's life insurance vertical and ensures the effective execution of the company's overall strategy. Santosh is also responsible for the Term Insurance for Women domain at Policybazaar.com and educates the masses about its importance and benefits.

Health Insurance for Robotic Surgery

Imagine a world where surgery involves minimal incisions, faster recovery times and potentially improved health.

No, no! This is not science fiction, this is the reality of robotic surgery. A technology that is rapidly evolving in modern medicine. We can say that robotic surgery for doctors is similar to what ChatGPT is for corporate employees nowadays. Let us understand this in detail.

What is Robotic Surgery?

Robotic surgery is a part of medical science. It involves robotic systems to help surgeons perform complex procedures with the proper control and great precision. This technology helps the doctor in doing surgeries, with more precisions like tissue removal around the brain or large blood vessels, joint replacement, cancer-related vital organs, brain surgery, and much more.

When we talk about robotic surgery, it does not mean that robots will perform it. It means that some robotic arms and cameras will be there to help the doctors to do the surgery.

How does it work?

• Tiny Tools - Small instruments and a special camera are inserted into the body of the patient through some very small cuts, sometimes just like with keyhole surgery.
• Controlled by the Doctor- The surgeon usually sits at the nearby console with the controls that are like joysticks.
• Robotic Assistance- The hand movements done by surgeons are precisely translated by the machine, like a super-steady and magnified version of their own hands. This allows for very delicate and controlled movements.
• Better View- The camera used in robotic surgery provides a high-definition, magnified view inside the body, giving the surgeon a clearer picture of the operation area.

PS- Robotic surgery is not suitable for every situation. It is usually used for specific procedures where precisions and minimal incisions are important.

Why Choose Health Insurance Plans that cover Robotic Surgery?

There are multiple reasons to choose health insurance plans that cover robotic surgeries. Here are some of the main reasons for considering this modern technology in your health insurance:

• Hospitalisation coverage
• Provides fees for the surgeon
• Covers the charges of anaesthesia
• Operation room fee charges
• Fees for assistant surgeons
• Overall financial protection

What are the Conditions Applicable for Robotic Surgery Coverage?

When you buy a health insurance policy that covers robotic surgery, it will come with several terms and conditions. Some of them are given below:

Key Takeaways

Artificial Intelligence (AI) is gaining popularity day by day, everywhere in the world. And definitely, it is making life easier. Similarly, in the healthcare industry, robotic surgeries are changing the way operations are performed. Although not all health insurance covers robotic surgery, there are several health insurance plans, especially those which are launched recently that cover the cost of robotic surgery. Many insurers advise choosing plans that offer coverage for advanced medical treatment such as robotic surgeries. This widens the scope of treatment, minimises possible mishaps, and greatly reduces recovery time.

To know more about health insurance for robotic surgeries, call our IRDAI-certified insurance experts today.

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