- What is robotic surgery?
- How it works?
- Terms and conditions
Health Insurance for Robotic Surgery
Imagine a world where surgery involves minimal incisions, faster recovery times and potentially improved health.
No, no! This is not science fiction, this is the reality of robotic surgery. A technology that is rapidly evolving in modern medicine. We can say that robotic surgery for doctors is similar to what ChatGPT is for corporate employees nowadays. Let us understand this in detail.
What is Robotic Surgery?
Robotic surgery is a part of medical science. It involves robotic systems to help surgeons perform complex procedures with the proper control and great precision. This technology helps the doctor in doing surgeries, with more precisions like tissue removal around the brain or large blood vessels, joint replacement, cancer-related vital organs, brain surgery, and much more.
When we talk about robotic surgery, it does not mean that robots will perform it. It means that some robotic arms and cameras will be there to help the doctors to do the surgery.
How does it work?
- Tiny Tools - Small instruments and a special camera are inserted into the body of the patient through some very small cuts, sometimes just like with keyhole surgery.
- Controlled by the Doctor- The surgeon usually sits at the nearby console with the controls that are like joysticks.
- Robotic Assistance- The hand movements done by surgeons are precisely translated by the machine, like a super-steady and magnified version of their own hands. This allows for very delicate and controlled movements.
- Better View- The camera used in robotic surgery provides a high-definition, magnified view inside the body, giving the surgeon a clearer picture of the operation area.
PS- Robotic surgery is not suitable for every situation. It is usually used for specific procedures where precisions and minimal incisions are important.
Why Choose Health Insurance Plans that cover Robotic Surgery?
There are multiple reasons to choose health insurance plans that cover robotic surgeries. Here are some of the main reasons for considering this modern technology in your health insurance:
- Hospitalisation coverage
- Provides fees for the surgeon
- Covers the charges of anaesthesia
- Operation room fee charges
- Fees for assistant surgeons
- Overall financial protection
What are the Conditions Applicable for Robotic Surgery Coverage?
When you buy a health insurance policy that covers robotic surgery, it will come with several terms and conditions. Some of them are given below:
-
Medical Necessity
If your health insurance covers robotic surgery, it should be deemed a medical necessity by some qualified medical professional. -
Expertise
The surgeon who is performing must be trained and qualified in the technology of robotic surgery. -
Inclusion
Not all health insurance plans cover robotic surgery. Check your plan and understand the policy wordings to make sure, whether it is covered in your health insurance plan or not. -
Sub-limits
Some health insurance plans apply sub-limits to robotic surgery. This means that the insurance company will only cover a pre-determined amount of the procedure. Check before buying the policy. -
Waiting Period
Certain plans might apply a waiting period for the surgery cost. This means you cannot claim the cost of robotic surgery without completing the waiting period.
Key Takeaways
Artificial Intelligence (AI) is gaining popularity day by day, everywhere in the world. And definitely, it is making life easier. Similarly, in the healthcare industry, robotic surgeries are changing the way operations are performed. Although not all health insurance covers robotic surgery, there are several health insurance plans, especially those which are launched recently that cover the cost of robotic surgery. Many insurers advise choosing plans that offer coverage for advanced medical treatment such as robotic surgeries. This widens the scope of treatment, minimises possible mishaps, and greatly reduces recovery time.
To know more about health insurance for robotic surgeries, call our IRDAI-certified insurance experts today.
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Health Insurance for Robotic Surgery?: FAQs
1. What is robotic surgery?
Robotic surgery is a medical technique that involves the use of technology for surgical procedures. It acts as the assistant to the doctor for surgeries like tissue removal, joint replacement, and delicate surgeries.
2. Does health insurance cover robotic surgery in India?
Yes, the latest health insurance plans in India cover robotic surgery under modern treatment coverage.
3. How much does robotic surgery cost in India?
The cost of robotic surgery may vary between INR 1,70,000 and INR 4,75,000 in India.
4. How can I find out if my health insurance covers robotic surgery?
You need to check your policy wording, if it says that you are covered for modern treatment, then you will mostly also be covered for robotic surgery.
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Written By: Simran Saxena
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Travelling and writing are her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and seamlessly solves the reader’s query.
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